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May 2, 2017. Chances are that if you're buying a new car, the dealer will suggest you. a deal with extras such as free or discounted servicing, free insurance, with little or no 'equity' to put down as a deposit towards its replacement.

Car insurance is usually required. Almost every state requires drivers to prove they can take financial responsibility if they cause a crash. That often means buying car insurance, although some states allow a bond or cash deposit.

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